Last Will & Testament

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Everyone over the age of 18 should make a Will. You work hard to ensure you enjoy the nice things in life, by writing a Will you can ensure all of your assets are left to the people you love and in line with your wishes.

Risks of not having a Will
If you do not have a Will when you die, you are said to die ‘intestate’. Not leaving a Will can have serious complications and result in serious problems for your family and loved ones.

You will have no control over who will inherit what you own. Intestacy rules will determine ultimately to whom your assets will pass, depending how much you own and which of your relatives (if any) is still living. Spouses may not receive everything and unmarried partners, friends and charities will definitely receive nothing!
If you are a parent of young children then you will have no control over who will look after them (if you are the soul surviving parent with parental consent) should anything happen to you. In such circumstances, the courts will appoint someone on your behalf - someone that you may not have chosen.

Advantages of having a Will
By having a Will the legal process in dealing with your affairs will be much less complex. This will make things much easier for your loved ones, at a time when its needed the most.

A Will allows you to:

Choose who you would like to administer your estate – your Executors
Name who you would like to inherit your estate – your Beneficiaries.
Appoint guardians to look after your children until they reach the age of 18.
Decide at what age your beneficiaries are to inherit – this is typical when leaving assets to young children.
Leave specific gifts to family and friends.
Donate to a charity.

Making a will is easier than you think. It is never too early, but all too often it can be left too late.

Are you looking to write your first Will? Are you concerned your existing Will may not be up to date or would you simply like your current Will reviewed?